September 9, 2016

What is the Smart Card?


What is the Smart Card? A smart card is a payment card embedded with a computer chip, essentially functioning like a mini-computer on a card. The memory and the computing power of the chip on the card could transform payments in many ways. The chip, a true technological breakthrough, holds at least 80 times more data than the magnetic stripe on existing credit cards.

Unlike the magnetic stripe, the chip can process data as well as store it, and because each program on the chip runs on independent software, several different programs can operate on the same card at the same time.

An added bonus: the smart card is a more secure method of payment that protects the cardholder’s account information from fraudulent use.

Smart cards are used for a variety of purposes, including:

  • Storing a patient’s medical records
  • Storing digital cash
  • Generating network IDs (similar to a token)

To use a smart card, either to pull information from it or add data to it, you need a smart card reader, a small device into which you insert the smart card.

Chuangxinjia as a smart card manufacturer in China, we are continually updating and adding RFID products to our website in the relentless pursuit to bring our customers the very best that this technology has to offer.

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